> ## Documentation Index
> Fetch the complete documentation index at: https://getequity.io/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> This section provides endpoints for the credit loan feature that allows users to obtain loans using their equity as collateral.

## Credit Loan Feature enables users to:

* Use existing equity as collateral for loans

* Borrow from verified creditors within the platform

* Manage loan repayments

## Key Endpoints:

* **Create Loan**: Initiate a new loan with matched configuration

* **Get Loans By Creditor**: Monitor all loans you've issued

* **Get Loan Configuration**: View your current loan configuration

* **Get User by ID**: Retrieve user details including personal information and verification status

* **Get User Investments**: Fetch user's investment portfolio including equity, SAFE, debt, and fixed interest investments

* **Get User Tokens**: Retrieve detailed information about tokens owned by the user, including their current value and investment details

* **Repay Loan**: Process loan repayment by specifying the loan ID and repayment amount

* **Get Loan By ID**: Fetch a loan by its id

> 💡
> The system automatically calculates loan amounts based on collateral value and handles collateral management during repayment.