> ## Documentation Index
> Fetch the complete documentation index at: https://getequity.io/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Get Loan Configuration

> Retrieves the current loan configuration for the authenticated creditor.

<ParamField path="" type="string" required />

<ResponseExample>
  ```json theme={null}
  {
      "status": "success",
      "message": "Loan configuration retrieved successfully",
      "data": {
          "id": "67e2f7ed702e11a6778681a3",
          "investment_categories": [
              "Bond",
              "Commercial Paper"
          ],
          "grace_period": 5,
          "grace_period_unit": "DAYS",
          "max_amount": {
              "NGN": 2000000
          },
          "creditor": {
              "id": "624598bd83067c00f691c0ca",
              "name": "Crowdfund Org"
          },
          "created_at": "2025-03-25T18:37:33.029Z",
          "updated_at": "2025-04-04T07:11:01.837Z",
          "collateral_ratio": 0.8,
          "duration": 10,
          "interest_rate": 0.3,
          "provider_url": "https://api.open-meteo.com/v1",
          "use_api": false
      }
  }

  ```
</ResponseExample>