> ## Documentation Index
> Fetch the complete documentation index at: https://getequity.io/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Fund wallet

> Initiate a payment to fund your wallet

Initiates a payment to fund your wallet. The wallet is credited with `amount`, while the payer is charged `totalCharge` (`amount` plus the processor fee).

When `paymentMethod` is `bank_transfer` and `currency` is `NGN`, the response returns a virtual account to transfer to. For every other payment method, the response returns a Flutterwave payment link to complete the payment.

<RequestExample>
  ```json theme={null}
  {
      "amount": 1000000,
      "currency": "NGN",
      "redirectUrl": "https://google.com",
      "paymentMethod": "bank_transfer"
  }
  ```
</RequestExample>

<ParamField body="amount" type="integer" required>
  The amount to credit to the wallet.
</ParamField>

<ParamField body="currency" type="string" required>
  The funding currency. One of `NGN`, `USD`, `KES`, `GHS`, `ZAR`, `GBP`, `EUR`.
</ParamField>

<ParamField body="redirectUrl" type="string">
  URL to redirect to after payment. Required unless `paymentMethod` is `bank_transfer`.
</ParamField>

<ParamField body="paymentMethod" type="string" required>
  The payment method to use. One of `card`, `bank_transfer`, `ussd`, `mobilemoney`.
</ParamField>

<ResponseExample>
  ```json theme={null}
  {
      "status": "success",
      "message": "Payment initiated successfully. Complete payment to fund your wallet.",
      "data": {
          "paymentMethod": "bank_transfer",
          "reference": "GETXN_FI_WX6FLTAVVNVGWG_PMCKDU_1",
          "email": "wilpat45677@yopmail.com",
          "virtualAccount": {
              "bankName": "Mock Bank",
              "accountNumber": "0067100155",
              "amount": "1002000.00",
              "note": "Mock note",
              "expiresAt": "2026-07-04 12:32:36 PM"
          },
          "amountToPay": 1002000,
          "amount": 1000000,
          "currency": "NGN",
          "fees": {
              "flutterwave": 2000,
              "total": 2000
          },
          "totalCharge": 1002000
      }
  }
  ```
</ResponseExample>