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Direct model. This is your organisation’s own wallet — every Direct-model trade settles against it. See the Direct integration guide. On the Managed model each member holds their own wallet: money reaches it through Fund Invest, which funds and invests in one flow, and leaves it through Withdraw from Member Wallet.
Fund Wallet: Initiate a payment to fund your wallet, returning a virtual account or a payment link. Withdraw from Wallet: Debit your organisation’s currency wallet to a bank account. Refresh Wallet Balance: Update the user’s wallet in test mode (sandbox) balance with the latest data and tops it up if it’s a test wallet. Get Wallet Balance: Retrieve the current balance of the user’s wallet. Get All Currency Wallet Balance: Retrieve the current balance of the user’s wallet in all available currency.